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Wage Garnishments

Rochester Wage Garnishments Attorney

If you have failed to pay a credit card or have had a vehicle repossessed, you may have been sued. If the creditor obtained a judgment they are able to require that you and/or your employer pay over 10 percent of your gross pay each period, subject to limitations, until the judgment is paid in full with interest. They will also have a lien against any real estate you own. Upon the filing of a Chapter 7 or 13 bankruptcy, all wage garnishments are stopped. The debt will be treated like any other unsecured debt. A lien against your home can be removed in bankruptcy so long as all the equity in the property is exempt. If a creditor has obtained a judgment, you should call me or make an appointment to discuss your options.

By working with an experienced bankruptcy attorney, you can stop wage garnishments, remove judgment liens from your home, and get your debt under control. Contact New York bankruptcy relief lawyer Robert A. Schwartz today at 585-763-0500, or contact him online. The law office of New York lawyer Robert A. Schwartz located in Rochester, New York, offers free initial bankruptcy consultations. Business hours are from 9 a.m. to 5 p.m. Monday through Friday.