Rochester Vehicle Repossession Attorney
When you fall behind on car or truck payments, your lender may have the right to repossess your vehicle. The loan agreement you signed with your lender most likely contained a clause allowing for repossession. In some cases, it may even be possible for your lender to repossess after you miss only one payment. With the help of a skilled lawyer, however, it may be possible to stop repossession and get the debt relief you need.
For more than 30 years, I have provided clients with the tools they need to overcome their debt problems. Whether you need help filing for bankruptcy or finding an alternative to your debt issues, I can help you.
When you file for bankruptcy, an automatic stay goes into effect. This means that creditors cannot take action against you, including repossessing a vehicle, during your bankruptcy.
This automatic stay is only temporary. During your bankruptcy, you will need to take steps to avoid repossession in the future. For example, if you file for Chapter 7, you may be able to keep your car so long as you become current on your payments. Chapter 13 will allow you to keep your vehicle, reduce your loan interest rate, and pay for your vehicle through your Chapter 13 plan.
If your car has already been repossessed, you still have options. I can help you negotiate with your lender and provide you with options so you can keep your car, truck, motorcycle or other vehicle.
Contact a Monroe County Lawyer About Car Repo
By working with an experienced bankruptcy attorney, you can stop repossession and get your debt under control. Contact New York bankruptcy relief lawyer Robert A. Schwartz today at (585) 351-2929, or contact him online. The law office of New York lawyer Robert A. Schwartz is located in Rochester, New York. Business hours are from 9 a.m. to 5 p.m. Monday through Friday.