Medical Bill Debt Relief — Rochester Attorney
The cost of medical treatment can be high, even if you have insurance. A serious medical condition or accident can leave you with medical debt that you are unable to pay. If you are drowning in medical debt, bankruptcy may provide a solution.
As an experienced Rochester lawyer, I help clients find solutions to their debt problems. I can answer your questions about the process, your eligibility and how you can get your debt under control.
Can't Pay Your Medical Bills?
When you cannot afford to pay your medical bills, you can find debt relief through bankruptcy. In Chapter 7 bankruptcy, all unsecured debt is discharged, including medical debt. Unsecured debt is debt that is not attached to a specific piece of property such as a house or car. In addition to helping you get rid of medical bills, you can also discharge credit card debt.
Chapter 7 bankruptcy is not for everyone. In some situations, it may be more appropriate for you to file for Chapter 13 bankruptcy. In Chapter 13, you will be put on a three- to five-year payment plan. At the end of the plan, all unsecured debt will be discharged.
I can also help you explore alternatives to bankruptcy. No matter your situation or the type of debt, I will explain all of your options and help you devise a strategy that meets your needs now and into the future.
Contact a Monroe County Lawyer About Hospital Bills
Have your hospital bills become overwhelming? Contact New York attorney Robert A. Schwartz today at (585) 351-2929, or contact him online. The law office of New York lawyer Robert A. Schwartz located in Rochester, New York, offers free initial bankruptcy consultations. Business hours are from 9 a.m. to 5 p.m. Monday through Friday.